| Students who desire to pursue an excellent college | | | | Student Loan. First, the borrower may repay the full |
| education need worry no longer. The Astrive student | | | | amount after college graduation, provided he or she |
| loan takes the fear out of financing educational | | | | maintains at least half-time status during the entire |
| expenses. Obtaining this student loan is such a smooth | | | | educational experience. Another option is to pay only |
| process that the borrower will be sitting in class in no | | | | the interest on the loan while attending school. This also |
| time! | | | | requires students to maintain at least half-time status. |
| The most efficient, effective way to complete the | | | | The third alternative is to begin repaying the loan |
| approval process is to find someone to co-sign a loan. | | | | immediately, and incur lower interest payments. This |
| Students who have bad credit ratings or have not yet | | | | choice, if it is feasible for the student, is the most |
| established sufficient credit to seek loans will find it | | | | cost-effective repayment plan. |
| very helpful to have a co-signer. A co-signer with good | | | | The loan must be repaid within 20 years. A minimum |
| credit can assist the borrower to get a lower interest | | | | payment of $25.00 must be made each month. Early |
| rate and signing fees than he or she would otherwise | | | | repayment is strongly encouraged, and no penalties |
| experience. Persons who have good credit backing | | | | exist for early repayment. These loans offer a variable |
| can be approved for these loans in only 5 working | | | | interest rate. Only a few criteria are required for |
| days. To qualify, students must provide the lender with | | | | eligibility for an Astrive student loan. The borrower |
| the identity of the prospective institution. One important | | | | must be a citizen of the United States or have lived in |
| note is that only those who are attending school at | | | | the country for at least two years. The prospective |
| least half-time are eligible for these loans. | | | | student must be at least 17 years of age and have |
| Persons must borrow at least $1,500, but no more | | | | someone willing to co-sign for him or her. The student |
| than, $40,000 each year. No individual can borrow | | | | must have maintained employment with the same |
| more than a lifetime total of $130,000. There are no | | | | company for at least two years. The last requirement |
| hidden costs associated with these loans. There are | | | | is that the student must have had some form of credit |
| three acceptable methods for repaying the Astrive | | | | established for at least 21 months prior to applying. |