| Need a personal loan? Lending Club is a social lending | | | | money withdrawn from my account each month. |
| network where, if you have good credit, you can | | | | Easy! I don’t feel that I have to worry about |
| borrow money at a low interest rate—one that’s | | | | anything, and that’s perfect for me. |
| lower than those available from conventional sources. | | | | Unlike banks and credit card companies, social lending |
| Lending Club takes care of all the legwork, from | | | | operates entirely online at comparatively much lower |
| helping you secure funds at the lowest possible fixed | | | | operating costs, helps borrowers and lenders connect |
| rate to automating the repayment process for “set | | | | directly, and passes the savings on to them in the form |
| it and forget it” convenience. | | | | of better rates for everyone. Without expensive |
| Now, borrowing money is not among my top 10 things | | | | overhead such as maintaining things like physical |
| to do in life, but I appreciate how easy it was to sign | | | | branches, staff and ATMs, Lending Club is sustained |
| up and get approved. The loan was in my account on | | | | simply by charging small origination or processing fees |
| the day I was told it would be there, and I now have | | | | per transaction. |