| It's important to look at a health insurance policies and | | | | you have been insured for one year. Reference CIC |
| restrictions regarding pre-existing conditions, waiting | | | | Section 10198.7. Creditable coverage must be counted |
| periods and exclusions as they can differ from | | | | towards any pre-existing condition exclusion in either |
| company to company. This is just an overview in | | | | an individual or group policy. |
| layman's terms. | | | | Essentially, it is a medical condition, illness, or injury for |
| Pre-existing Condition is any illness or health condition | | | | which you just had treatment, are undergoing |
| for which you have received medical advice or | | | | treatment, or have had treatment in the past. The |
| treatment during the six months prior to obtaining health | | | | context in which an insurance company will look at |
| insurance. Group healthcare policies cover pre-existing | | | | pre-existing conditions strongly depends on the type of |
| conditions after you have been insured for six months, | | | | insurance. |
| and individual policies cover pre-existing conditions after | | | | |