| If you are going to college, one of the worst things you | | | | it can adversely affect your credit rating. |
| can do is take out a school loan. This comes from | | | | Furthermore, if you do not apply for other forms of |
| personal experience. By the time I was out of college, I | | | | college cash like scholarships or grants, you could be |
| owed over $100,000. Here are a few ways you can | | | | on your way to bankruptcy before you apply for your |
| avoid making the same mistakes that I made. | | | | first job. |
| Too many people believe that going to college is going | | | | The best thing you can do is try to get a full time job |
| to be the save all cure all for their situation. If they can | | | | while going to school. This may be impossible if you |
| just get that degree, if they can just finish school, they | | | | are a family man or woman trying to make it on your |
| will have the ability to get a better job. | | | | own. |
| The problem is that our economy is not allowing | | | | However, in the end, by getting the Pell Grant and a |
| people to simply graduate and get employment. With | | | | couple scholarships, at the end of 4 years, you will |
| rates so high, workers are lucky to keep the jobs that | | | | have no loans to pay off and will be able to focus on |
| they have had for 20 years. This is why thinking you | | | | getting a full time career related to your degree |
| will be employed after college is an easy possibility. | | | | without the fear of an additional payment. Doing it this |
| Getting a student loan is an even worse choice. If you | | | | way, you will be on your way to a better financial |
| take out too much, and you are unable to pay it back, | | | | future. |