| If you have a home home mortgage loan that was | | | | Foreclosures are not anything new and no bank is |
| issued through Countrywide Bank that you fear may in | | | | going to throw good money after bad, so if you can't |
| danger of foreclosure then you don't have to wait for | | | | show them a light at the end of the tunnel if given a |
| a government bailout package that may or may not | | | | loan restructuring deal then don't get your hopes up |
| come through. This is because you can get immediate | | | | too high. |
| relief right now through an independent program that is | | | | Compile All Your Financial Records |
| being offered by Countrywide Bank. | | | | So gather together any financial document that you |
| Your Need for Relief Must Be legitimate | | | | can get. This would of course include pay stubs and |
| However; to qualify, your needs must be legitimate. | | | | any bank records that you may have. Also include any |
| This means that you must be delinquent and be able | | | | and all documents concerning anything that you owe |
| to demonstrate unoqivically that the level of you home | | | | on and are still making payment such as a car. |
| loan payments are such that you they are in effect | | | | Be Open and Honest |
| driving you towards home foreclosure. | | | | Bear in mind that you will have to sign your name to |
| Get Your Story Together | | | | any contracts that you agree to and just as with any |
| Begin by crafting a letter that details how you found | | | | loan agreement all laws apply. So don't go in expecting |
| yourself in your financial predicament. Remember that | | | | to B.S. your way into anything that you can't sign your |
| this is not a charity operation that they are running but | | | | name to because bank fraud is still against the law. |
| simply a business proposition for those who they | | | | Also, if you have been watching the news recently |
| deem eligible. So explain how you got yourself into the | | | | then you may already know that there is a new |
| mess your in and how you plan on getting yourself out | | | | emphasis on accuracy in declaration in bank loan |
| of it. | | | | agreements so be absolutely truthful. |
| Show them a Way out if You Quailify | | | | |