| A good school does not have enough room for every | | | | better credit during their high school years. If they're |
| person who wants to attend, so competition becomes | | | | working hard for their college career, you can do your |
| a necessary part of the college admission process. | | | | part as well. It takes very little credit to qualify for the |
| Getting a good college education is more and more | | | | federal PLUS loan. If you have decent credit and can |
| important in the job market, and admission standards | | | | build up good credit while your son or daughter is in |
| and college tuition prices continue to rise. Federal | | | | high school, you can get private loans at Prime interest |
| student loans generally can't cover all of your | | | | rate or better. A k-12 loan program is a good way to |
| education costs, but college loans, grants, and | | | | pay for private schooling and build up credit at the |
| scholarships are available for those who qualify based | | | | same time. |
| on need, their good credit history, and their academic | | | | If federal loans, student aid, and what parents can |
| excellence. With a combination of these different | | | | provide don't meet a student's education costs, the |
| sources of funding, if you can get into a good school | | | | student can get a private loan. If you are going to |
| you should also be able to pay for it. | | | | attend a good university and you have the academic |
| If you want to get scholarships to help with the cost of | | | | background to show that you will take it seriously, |
| your education or get into a selective school, you need | | | | lenders will be happy to provide you with a loan. Family |
| to start early. Some scholarship programs actually | | | | members and parents can help out by cosigning, and |
| require that you apply while still in high school, and your | | | | you can get a credit card and build up a small amount |
| high school performance is a determining factor in | | | | of credit before applying for a loan. If you qualify for a |
| admissions. Start looking at scholarships early and | | | | credit card while in high school, it's a good way to |
| create a strategy to maximize your high school | | | | avoid having no credit for a student loan if you are |
| performance and use high school sort of a pre-college | | | | responsible and pay back the purchases you make. |
| internship, if you will. Take elective courses and | | | | This is an excellent way to show lenders that you are |
| participate in extracurricular activities designed to help | | | | a safe investment, and since no one has a long credit |
| you develop your academic resume. | | | | history straight out of high school, just a little good |
| If you are a parent with a son or daughter with college | | | | credit is impressive. |
| aspirations, you can help them maximize their potential | | | | College loans, grants, and scholarships can reward |
| in high school. If you know you may have problems | | | | your hard work with the opportunity to study at the |
| helping them financially in college, you can try to build up | | | | college of your choice. |