The Different Types of Capital

When you start your own business, you commit toIn addition, build a stellar Board of Advisors or Board of
investing your time, talent and resources in theDirectors. A Board of Advisors usually will help you for
business to make it succeed. You authorize afree, whereas a Board of Directors is paid. The key is
spending plan; you ask the bank, your credit cardto engage thought leaders in your niche who become
company, friends, family, employees, to endow theearly adopters of your product or service and
business to follow your business plan and implementadvocate for you to their significant networks.
your marketing plan. There's more to it. You need toWorking Capital: Invest minimally here because there's
determine where you can differentiate your companyno added value to the company or the product. Tying
from the competition, so where should you invest theup cash instead of using credit may actually slow your
most resources? To garner the most flexibility, Itime to market. This could be a critical timing mistake if
suggest your investment priorities should be: Brandyour competition is racing you to market.
Capital, then Human Capital, followed by WorkingPhysical Capital: Invest minimally here because bricks
Capital with Physical Capital at the bottom of the list.and mortar don't sell product. Yes, you need a roof
Brand Capital: Invest the most in your market andand windows that don't leak (I've worked with many
marketing to them. Up front this could simply bestartups in the old mills where workstation layout was
focusing on a small group of prospects. Do thebased on the leaks and drips.). You don't need to be a
economics to make them well satisfied customers. Somiser. And you need the equipment, technologies and
much so, that they provide the testimonials or becomeconveniences that will make everyone highly
the spokespersons for your future sales. Remember,productive. Cost- effectiveness should be weighed
the high value transfer of using relationships.here too.
Human Capital: This is your team and their trackWhenever you are investing in your business,
record coming on board. Only hire stars, no matterrecognize that you cannot manage everything, but you
what. Only employ experts in the key roles of yourcan manage the value equation of each investment.
company. For other positions, look for great talent youBe sure the value to your business is outstanding, so
can mold to your vision, and move around to meet theyou can win business with every sale.
company's needs.