| Saving money is a task we could all improve | | | | |
| on. After the bills have been paid, many | | | | • Keep a separate savings account for |
| people find themselves rewarding their hard | | | | long-term financial goals or rainy |
| work at the office with weekend getaways, | | | | days…and don't touch it. |
| dinners out, new gadgets and countless other | | | | |
| forms of entertainment. The truth is, there's | | | | • Don't always turn to your credit |
| absolutely nothing wrong with this! But, | | | | cards. If you see your cash disappearing and |
| saving and spending should be a game of | | | | find yourself making frequent ATM-run's, |
| balance, and the these tips will get you off | | | | you'll definitely pick up on your spending |
| to a great start: | | | | habits. |
| | | | |
| • Set up an automatic weekly account | | | | • Make short-term goals: For instance, |
| transfer from your checking to savings | | | | set a limit each week of what you can spend |
| account. This way, you'll be forced to save. | | | | and don't go beyond that figure. |
| | | | |
| • Keep a budget: With the advent of | | | | Though these bits of advice will give you a |
| online banking, many of us forgo those Excel | | | | sunnier financial situation, it's inevitable |
| sheets that let us see our financial state | | | | that we all run into sticky money scenarios |
| for what it truly is. | | | | at times. describes how paycheck advance |
| | | | services are a viable resource when all else |
| • When you go grocery shopping, go with | | | | fails. |
| a list. How many of us have gone in | | | | |
| empty-handed and come out with more than we | | | | If your bills are due and you simply don't |
| wanted to? | | | | have the funds, sites like PayDay OK can |
| | | | distribute cash into your accounts next-day |
| • If you're tempted to make an impulse | | | | if you're approved. Though there are fees |
| purchase, give yourself 24 hours to think it | | | | involved and you really shouldn't get used to |
| over. Chances are, that LCD TV won't be as | | | | them, payday loans are a means to prevent |
| tempting when you're not staring straight at | | | | late payments and interest on outstanding |
| it. | | | | balances and bills. |